Yes, the method that you pay may impact lien or name launch timing.

  • Certified Funds Payoff: If you spend by dealer or cashier’s check, cash Gram, Western Union, debit card, or money at a Capital One Bank, Capital One will start the lien launch process the following working day after receipt of this certified funds.
  • Non-Certified Funds Payoff: as we must allow time for the funds to clear if you pay by personal or business check, Capital One Mobile App, phone, or online, it may take up to five business days after the receipt of the uncertified funds before Capital One begins the lien or title release process.

Our name release timelines differ by state and whether you have got paid with certified or funds that are uncertifiedplease see above). You could check out the status of the name or lien release by accessing your car loan account online or using our automatic phone system.

We’ve outlined below what to anticipate in many cases centered on where your car or truck is registered. The Department of Motor Vehicles or applicable state titling agency (DMV) if you have questions about your state’s process, please contact.

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