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‘Shortchanged': Preying on Low-Income People In The Us. Really the prices when it comes to Mafia are now actually better.

Pay day loans, pawn stores, and check-cashing services provide low-income earners effortless cash at high interest levels. Madeleine Brand talks with Howard Karger, writer of Shortchanged: Life and Debt into the Fringe Economy , research of predatory lending as well as its professionals and clients.

MADELEINE BRAND, host:

It is DAILY. I’m Madeleine Brand.

Imagine, if you will definitely, an industry that is multibillion-dollar revenue by attempting to sell absolutely absolutely nothing. The dark side to the American economy, businesses that charge excessive fees and grant loans whose terms are often impossible to meet in his new book “Shortchanged,” Howard Karger documents. Their clients: the working poor and middle-income group, who become entangled in a vicious period of high rates of interest and debt that is steadily increasing.

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